Frequently Asked Questions about Debt Management Counseling

What is debt management counseling?

Debt management counseling with Debt Gift involves our company creating a unique money management plan for you and negotiating with your creditors to lower the interest rates on your debt.

How long will it take to erase my debt?

We deal with each person’s unique debt situation on an individual basis. However, we guarantee to have your debt under control in a satisfactory period of time.

How do I know if I need debt management counseling?

You probably already have a pretty good idea if you need help with your debt, but if a large portion of your money is going toward paying off debt or you’re unable to make minimum payments you should consider enrolling with debt management counseling.

Contact debt gift with any questions, comments or concerns you may have.

How can I help a family member with debt?

We can always help you provide a loved one with the gift of debt relief, contact us for further information.

How do I start?

Getting started is easy! You don’t even have to get up from your chair; just fill out our simple application online right now!

What are the benefits of debt management counseling?

When you sign up for debt management counseling you’ll get personalized help in getting rid of your debt. We’ll work with your lenders to get your rates and payments down and put together a plan to eliminate your debt.

Is it safe to submit my personal finances online?

Yes! It is always safe to submit your personal finance information online with Debt Gift. We are committed to maintaining your privacy and online confidentiality.

What if your FAQs did not answer the question(s) I have?

We're sorry, feel free to contact us with any further questions.